There are a myriad of words that get thrown around regarding health insurance these days. When you sit down with your broker, you’ll hear things like: carriers, deductibles, coinsurance, copays, network, etc, etc. The result of this is often a lack of focus on the three main decisions that anyone needs to make regarding health [...]
NAHU, (National Association of Health Underwriters) sent a note out today regarding a Washington Post article detailing polls which show that companies are trying to reduce health care costs by a) raising deductibles, and b) increasing the employee’s share of the premium: On the front page of its Business section, the Washington Post (1/25, F1, [...]
First of all, a disclaimer: I’m not a medical professional. I don’t even play one on TV. And since I’m not qualified to make recommendations on health or mental health, please take this post as an informational piece and not a position piece. That being said, I’m hoping my medical professional colleagues have some opinions [...]
It is easy to understand why, this time of year, many are struck with a case of the winter blues. We leave for work before the sun comes up and head home in the dark barely glimpsing daylight. As the days get shorter and colder many find themselves dealing with sadness, increased appetite and excessive [...]
The latest newsletter from the National Association of Health Underwriters referenced an article in the New York Times about the disparity of health insurance premiums between men and women: Data indicate cost disparities among women, men for individual insurance policies. The New York Times (10/30, A23, Pear) reports, “Striking new evidence has emerged of a [...]
According to the Centers for Disease Control and Prevention, suicide is currently the 3rd leading cause of death among young adults and adolescents 15 to 24 years of age, following unintentional injuries and homicide. Suicide is often a desperate attempt at escaping a seemingly impossible situation or to find relief from bad thoughts or feelings. [...]
A brief article on the history of why the healthcare system got to where it is, and why the McCain plan is actually the only one of the two (between his and Obama’s) that can truly accomplish anything: by putting more control back in the hands of the consumer instead of simply shifting control from [...]
None of you really want to hear my opinions on the general bailout package passed by the Senate last night, but I felt it my duty to inform you of the implications of the added section regarding mental health (since some of you are obviously crazy). NAHU (National Association of Health Underwriters) sent me a [...]
August 5, 2008 (Leesburg, VA)–Carla Deniz of Moonlit in the Sun We live in an incredibly stressful world. Research has long shown that stress can be detrimental to a person’s health. For example, stress has been shown to decrease white blood cells (lymphocytes), reducing their ability to fight off infections (Kang, Coe, McCarthy, & Ershler, [...]