There are a myriad of words that get thrown around regarding health insurance these days. When you sit down with your broker, you’ll hear things like: carriers, deductibles, coinsurance, copays, network, etc, etc. The result of this is often a lack of focus on the three main decisions that anyone needs to make regarding health [...]
NAHU, (National Association of Health Underwriters) sent a note out today regarding a Washington Post article detailing polls which show that companies are trying to reduce health care costs by a) raising deductibles, and b) increasing the employee’s share of the premium: On the front page of its Business section, the Washington Post (1/25, F1, [...]
First of all, a disclaimer: I’m not a medical professional. I don’t even play one on TV. And since I’m not qualified to make recommendations on health or mental health, please take this post as an informational piece and not a position piece. That being said, I’m hoping my medical professional colleagues have some opinions [...]
The latest newsletter from the National Association of Health Underwriters referenced an article in the New York Times about the disparity of health insurance premiums between men and women: Data indicate cost disparities among women, men for individual insurance policies. The New York Times (10/30, A23, Pear) reports, “Striking new evidence has emerged of a [...]
A brief article on the history of why the healthcare system got to where it is, and why the McCain plan is actually the only one of the two (between his and Obama’s) that can truly accomplish anything: by putting more control back in the hands of the consumer instead of simply shifting control from [...]
None of you really want to hear my opinions on the general bailout package passed by the Senate last night, but I felt it my duty to inform you of the implications of the added section regarding mental health (since some of you are obviously crazy). NAHU (National Association of Health Underwriters) sent me a [...]
A little news I thought might be worth mentioning: The Loudoun SBDC is putting on an event this coming Tuesday, April 29th, from 6:00 to 8:30pm, titled “Health-Care Options for Small Businesses” (Full info here). There will be various representatives from the health field (yours truly included) talking about how Small Businesses can best contain [...]
Here’s a grand example of how Congress can talk out of both sides of its mouth. On one side they are concerned about making Health Insurance more affordable; and on the other, they want to make it just a little more difficult for us to manage our own healthcare. First of all, this story does [...]
This is an interesting site about Free-Market medicine. I particularly like this article where David Gratzer (author of The Cure) explains what the real problem is, and why socialization is not the answer. It begs the question: if we ARE in a market-driven system, why is it that costs don’t go down like other high-tech [...]
Here is an article that falls a little short on health care. It briefly states the obvious and then opens up to comments (hmm…kind of like this site). The most entertaining part is reading some of the comments after the article. They range from the ridiculous to the pitiful, but neither the article NOR the [...]