Health Coverage and Benefits Consulting for Business and Families in Loudoun County, VA
The Million-Dollar Matrix The Matrix isn’t real, but it provides some interesting insights into what it takes to accumulate $1 million. Buy-and-Hold: Hanging on, or gone for good? A popular accumulation strategy is taking a pounding in the financial media. A little bit of insight into why a “logical” theory doesn’t deliver real-life results. Warren [...]
THE ISSUE IS INCOME The bottom-line objective of any individual financial program is to provide an ongoing stream of income to meet the necessities and pleasures of life. This issue addresses several topics that emphasize the importance of income planning. How Long Can Your Human Asset Keep Paying Dividends? When Time magazine’s cover declares “Jobs [...]
5 Minutes on the Couch + 10 Minutes in the Library = A Plan for the Information Age A look at how psychological biases sometimes get in the way of preparing for change, and how changes 30 years in the making may shape your financial future. (Comes complete with recommended principles of action!) [...]
NAHU, (National Association of Health Underwriters) sent a note out today regarding a Washington Post article detailing polls which show that companies are trying to reduce health care costs by a) raising deductibles, and b) increasing the employee’s share of the premium: On the front page of its Business section, the Washington Post (1/25, F1, [...]
A little news I thought might be worth mentioning: The Loudoun SBDC is putting on an event this coming Tuesday, April 29th, from 6:00 to 8:30pm, titled “Health-Care Options for Small Businesses” (Full info here). There will be various representatives from the health field (yours truly included) talking about how Small Businesses can best contain [...]
OUTRUNNING THE FINANCIAL LIONS–Here’s a new take on a popular fable. Everyday, three financial “lions” come roaring after you. Find out who they are, and what you can do to avoid being caught by them. BUY-SELL AGREEMENTS–Many profitable businesses are built on the combined efforts of two or more people. But what happens when one [...]
The March edition of the Financial Times is out: READY FOR A PEP TALK? With all the economic bad news, the natural reaction might be to cut your losses, cut your expenses and retreat. But even in bad times, asking the question “How can I be most productive in this moment?” may yield some [...]
Below are some notes on the February edition of the Financial Times. IF YOU SAVE TOO MUCH, DOES IT HURT THE ECONOMY? According to some prominent economic thinkers from the past century, individual saving can actually make bad national financial situations even worse! So right now, with the sub-prime mortgage crisis, high fuel prices and [...]
The January edition of the Financial Times is linked at the bottom. Here’s my summary: THE REASONS NOT TO–Sometimes the best way to understand why you should do something is to also understand why not to do it. An article about what you can learn from a good financial professional by asking what not [...]
Finally! The December issue of Financial Times, with the following official comments from your Trusted Financial Advisor: RIPPLE EFFECTS OF PROSPERITY–When you have your financial stuff together, you make the world a better place. Most of the time, financial decisions are evaluated in terms of their personal impact, but well-managed and prosperous individuals also have [...]