Finally! The December issue of Financial Times, with the following official comments from your Trusted Financial Advisor:

RIPPLE EFFECTS OF PROSPERITY–When you have your financial stuff together, you make the world a better place. Most of the time, financial decisions are evaluated in terms of their personal impact, but well-managed and prosperous individuals also have a positive impact of society at large. Read about the interesting way in which your prosperity ripples out to others.

OVER-PAY YOUR WHOLE LIFE INSURANCE–Conventional financial wisdom often touts the idea of paying less for insurance of all kinds. But there are some occasions where overpaying might be better long-term strategy. A brief overview of paid-up additions and how using them can provide more long-term flexibility in your life insurance program.

SUB-PRIME SUBPLOTS–The financial fallout from the failure of many sub-prime mortgages is receiving major play in the financial press. But behind the headlines are several other stories, some that might be more interesting and revealing.

SPEND-DOWN MATH–The ultimate purpose of all accumulation is distribution. So after decades of saving, how do you start spending it? A little touch of math to illustrate the fundamental differences in the most prevalent spending strategies.

For the full PDF of the Newsletter, click here.