Three Decisions on Health Insurance for Small Business

There are a myriad of words that get thrown around regarding health insurance these days.  When you sit down with your broker, you’ll hear things like: carriers, deductibles, coinsurance, copays, network, etc, etc.  The result of this is often a lack of focus on the three main decisions that anyone needs to make regarding health [...]

Recent News
Business

March Financial Times

5 Minutes on the Couch + 10 Minutes in the Library = A Plan for the Information Age   A look at how psychological biases sometimes get in the way of preparing for change, and how changes 30 years in the making may shape your financial future. (Comes complete with recommended principles of action!)   [...]

Business

Shifting premium vs. shifting risk.

NAHU, (National Association of Health Underwriters) sent a note out today regarding a Washington Post article detailing polls which show that companies are trying to reduce health care costs by a) raising deductibles, and b) increasing the employee’s share of the premium: On the front page of its Business section, the Washington Post (1/25, F1, [...]

Behavioral Medicine

ADHD Overdiagnosis

First of all, a disclaimer:  I’m not a medical professional.  I don’t even play one on TV. And since I’m not qualified to make recommendations on health or mental health, please take this post as an informational piece and not a position piece.  That being said, I’m hoping my medical professional colleagues have some opinions [...]

Health

Coping with the Winter Blues: Understanding Seasonal Affected Disorder

It is easy to understand why, this time of year, many are struck with a case of the winter blues. We leave for work before the sun comes up and head home in the dark barely glimpsing daylight. As the days get shorter and colder many find themselves dealing with sadness, increased appetite and excessive [...]